/* ===========================================================
   Insert MD — Design System
   Clean clinical-trust palette with premium dark accents.
   No build step. Self-contained, production-ready CSS.
   =========================================================== */

:root {
  --ink: #14302a;          /* deep forest (dark sections, headings) */
  --ink-2: #1d3f37;
  --slate: #41544c;         /* warm green-gray body text */
  --muted: #6d8077;         /* muted sage */
  --line: #e7e0d1;          /* warm cream border */
  --bg: #faf6ee;            /* cream */
  --bg-soft: #f3ecdf;       /* deeper cream */
  --bg-mint: #e6efe7;       /* soft sage */

  --brand: #1f6149;         /* forest green */
  --brand-600: #1a543f;
  --brand-700: #143f30;
  --accent: #3f9e74;        /* fresh leaf green */
  --accent-soft: #9fd2ba;
  --gold: #c9a25a;

  --radius: 18px;
  --radius-sm: 13px;
  --radius-lg: 28px;
  --shadow-sm: 0 1px 2px rgba(11, 18, 32, .06), 0 1px 3px rgba(11, 18, 32, .05);
  --shadow: 0 10px 30px -12px rgba(11, 18, 32, .18);
  --shadow-lg: 0 30px 60px -25px rgba(11, 18, 32, .35);
  --maxw: 1180px;
  --font: "Poppins", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font);
  color: var(--slate);
  background: var(--bg);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 { color: var(--ink); line-height: 1.15; margin: 0 0 .5em; letter-spacing: -.02em; }
h1 { font-size: clamp(2.3rem, 5vw, 3.7rem); font-weight: 800; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.7rem); font-weight: 800; }
h3 { font-size: 1.25rem; font-weight: 700; }
p { margin: 0 0 1rem; }
a { color: var(--brand); text-decoration: none; transition: color .15s ease; }
a:hover { color: var(--brand-700); }
img { max-width: 100%; display: block; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.section { padding: 92px 0; }
.section--soft { background: var(--bg-soft); }
.section--ink {
  background: radial-gradient(1200px 600px at 80% -10%, #15324a 0%, transparent 55%), var(--ink);
  color: #cfe0e6;
}
.section--ink h2, .section--ink h3 { color: #fff; }

.eyebrow {
  display: inline-block;
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--brand);
  margin-bottom: 14px;
}
.section--ink .eyebrow { color: var(--accent-soft); }

.section-head { max-width: 720px; margin: 0 auto 56px; text-align: center; }
.section-head p { color: var(--muted); font-size: 1.12rem; }
.section--ink .section-head p { color: #a9c2cc; }

.lead { font-size: 1.18rem; color: var(--muted); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 9px;
  font-weight: 700; font-size: 1rem;
  padding: 14px 26px; border-radius: 999px;
  border: 1px solid transparent; cursor: pointer;
  transition: transform .12s ease, box-shadow .2s ease, background .2s ease;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn-primary {
  background: linear-gradient(135deg, var(--accent) 0%, var(--brand) 100%);
  color: #fff; box-shadow: 0 10px 24px -10px rgba(20, 97, 73, .6);
}
.btn-primary:hover { color: #fff; box-shadow: 0 16px 30px -10px rgba(20, 97, 73, .7); transform: translateY(-1px); }
.btn-ghost { background: #fff; color: var(--ink); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--brand); color: var(--brand); }
.btn-light { background: rgba(255,255,255,.1); color: #fff; border-color: rgba(255,255,255,.25); }
.btn-light:hover { background: rgba(255,255,255,.18); color: #fff; }
.btn-lg { padding: 17px 34px; font-size: 1.06rem; }
.btn-arrow::after { content: "→"; font-weight: 700; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.82);
  backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 74px; }
.brand { display: flex; align-items: center; gap: 11px; font-weight: 800; color: var(--ink); font-size: 1.22rem; letter-spacing: -.02em; }
.brand:hover { color: var(--ink); }
.brand .logo {
  width: 38px; height: 38px; border-radius: 11px;
  background: linear-gradient(135deg, var(--accent) 0%, var(--brand) 100%);
  display: grid; place-items: center; color: #fff; font-weight: 800; font-size: 1.05rem;
  box-shadow: 0 8px 18px -8px rgba(20,97,73,.7);
}
.brand small { display:block; font-size:.62rem; font-weight:600; letter-spacing:.18em; color: var(--muted); text-transform: uppercase; margin-top: -3px;}
.nav-links { display: flex; align-items: center; gap: 30px; list-style: none; margin: 0; padding: 0; }
.nav-links a { color: var(--slate); font-weight: 600; font-size: .98rem; }
.nav-links a:hover { color: var(--brand); }
.nav-actions { display: flex; align-items: center; gap: 14px; }
.nav-phone { font-weight: 700; color: var(--ink); }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--ink); margin: 5px 0; transition: .25s; border-radius: 2px; }

/* ---------- Hero ---------- */
.hero { position: relative; overflow: hidden; background: var(--bg); }
.hero::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(680px 380px at 88% 8%, rgba(63,158,116,.18), transparent 60%),
    radial-gradient(560px 420px at 5% 90%, rgba(31,97,73,.12), transparent 60%);
  pointer-events: none;
}
.hero-inner { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; padding: 80px 0 70px; }
.hero h1 span { background: linear-gradient(135deg, var(--accent) 0%, var(--brand) 100%); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero p.lead { max-width: 540px; }
.pill {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--bg-mint); color: var(--brand-700);
  border: 1px solid #cdeee6; font-weight: 700; font-size: .85rem;
  padding: 7px 15px; border-radius: 999px; margin-bottom: 22px;
}
.pill .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 4px rgba(63,158,116,.22); }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin: 30px 0 22px; }
.hero-trust { display: flex; align-items: center; gap: 10px; color: var(--muted); font-size: .92rem; }
.stars { color: var(--gold); letter-spacing: 2px; }

.hero-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg); padding: 26px; position: relative;
}
.hero-card .hc-top { display:flex; align-items:center; justify-content:space-between; padding-bottom:18px; border-bottom:1px solid var(--line); margin-bottom: 18px;}
.hero-card .hc-badge { background: var(--bg-mint); color: var(--brand-700); font-weight:700; font-size:.78rem; padding:5px 11px; border-radius:999px;}
.hc-row { display:flex; align-items:center; gap:14px; padding: 13px 0; }
.hc-icon { width:42px; height:42px; border-radius:12px; background:var(--bg-soft); display:grid; place-items:center; font-size:1.2rem; flex-shrink:0;}
.hc-row b { color: var(--ink); display:block; font-size:.97rem;}
.hc-row small { color: var(--muted); }
.hc-bar { height:8px; border-radius:999px; background:var(--line); margin-top:18px; overflow:hidden;}
.hc-bar i { display:block; height:100%; width:78%; border-radius:999px; background:linear-gradient(90deg,var(--accent),var(--brand));}

/* ---------- Stats ---------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.stat { text-align: center; padding: 10px; }
.stat b { display: block; font-size: clamp(1.9rem, 3vw, 2.6rem); color: var(--ink); font-weight: 800; letter-spacing:-.02em;}
.stat span { color: var(--muted); font-weight: 600; font-size: .95rem; }
.section--ink .stat b { color: #fff; }
.section--ink .stat span { color: #9fbac4; }

/* ---------- Logos strip ---------- */
.logos { display:flex; flex-wrap:wrap; gap: 14px 40px; align-items:center; justify-content:center; opacity:.8;}
.logos span { font-weight:800; color: var(--muted); font-size:1.15rem; letter-spacing:-.01em;}

/* ---------- Feature / service cards ---------- */
.grid { display: grid; gap: 26px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px; transition: transform .18s ease, box-shadow .2s ease, border-color .2s;
  display: flex; flex-direction: column;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #d6e7e3; }
.card .ic {
  width: 54px; height: 54px; border-radius: 14px; display: grid; place-items: center;
  background: linear-gradient(135deg, var(--bg-mint), #fff); border: 1px solid #d6efe9;
  font-size: 1.5rem; margin-bottom: 18px;
}
.card h3 { margin-bottom: 10px; }
.card p { color: var(--muted); margin-bottom: 18px; }
.card ul { list-style: none; padding: 0; margin: 0 0 22px; }
.card ul li { position: relative; padding-left: 28px; margin-bottom: 9px; color: var(--slate); font-size: .97rem; }
.card ul li::before {
  content: "✓"; position: absolute; left: 0; top: 0; color: var(--brand);
  font-weight: 800; background: var(--bg-mint); width: 19px; height: 19px;
  border-radius: 50%; font-size: .72rem; display: grid; place-items: center;
}
.card .learn { margin-top: auto; font-weight: 700; color: var(--brand); background:none; border:0; cursor:pointer; padding:0; font-size:1rem; display:inline-flex; gap:6px; align-items:center;}
.card .learn:hover { gap: 10px; }

/* ---------- How it works ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; counter-reset: step; }
.step { position: relative; padding: 30px 24px; background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.1); border-radius: var(--radius); }
.section--ink .step p { color: #a9c2cc; }
.step .num {
  width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center;
  background: linear-gradient(135deg, var(--accent), var(--brand)); color: #fff; font-weight: 800;
  margin-bottom: 16px; font-size: 1.1rem;
}

/* ---------- Integrate / split ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.checklist { list-style: none; padding: 0; margin: 24px 0 0; }
.checklist li { position: relative; padding: 14px 0 14px 42px; border-bottom: 1px solid var(--line); }
.checklist li:last-child { border-bottom: 0; }
.checklist li b { color: var(--ink); }
.checklist li::before {
  content: "✓"; position: absolute; left: 0; top: 12px; width: 26px; height: 26px;
  border-radius: 8px; background: var(--bg-mint); color: var(--brand); font-weight: 800;
  display: grid; place-items: center; font-size: .85rem;
}
.media-card {
  background: linear-gradient(160deg, #1f6149, #14302a); border-radius: var(--radius-lg);
  padding: 38px; color: #fff; box-shadow: var(--shadow-lg);
}
.media-card .mc-stat { display:flex; align-items:baseline; gap:10px; padding:16px 0; border-bottom:1px solid rgba(255,255,255,.12);}
.media-card .mc-stat:last-child{border-bottom:0;}
.media-card .mc-stat b { font-size:2rem; font-weight:800;}
.media-card .mc-stat span { color:#9fd8cf;}

/* ---------- Testimonials ---------- */
.quote {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px; box-shadow: var(--shadow-sm);
}
.quote .stars { font-size: 1.05rem; margin-bottom: 14px; display:block;}
.quote p { color: var(--slate); font-size: 1.04rem; }
.quote .who { display: flex; align-items: center; gap: 12px; margin-top: 18px; }
.quote .who .av { width: 42px; height: 42px; border-radius: 50%; background: linear-gradient(135deg,var(--accent),var(--brand)); color:#fff; display:grid; place-items:center; font-weight:800;}
.quote .who b { color: var(--ink); display:block;}
.quote .who small { color: var(--muted); }

/* ---------- FAQ ---------- */
.faq-item { border: 1px solid var(--line); border-radius: var(--radius-sm); margin-bottom: 14px; background:#fff; overflow:hidden;}
.faq-q { width:100%; text-align:left; background:none; border:0; cursor:pointer; padding:20px 24px; font-weight:700; color:var(--ink); font-size:1.05rem; display:flex; justify-content:space-between; align-items:center; gap:16px;}
.faq-q .chev { transition: transform .25s ease; color: var(--brand); flex-shrink:0; font-size:1.4rem; line-height:1;}
.faq-item.open .chev { transform: rotate(45deg); }
.faq-a { max-height:0; overflow:hidden; transition: max-height .3s ease; }
.faq-a p { padding: 0 24px 22px; color: var(--muted); margin:0;}

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(135deg, var(--brand) 0%, var(--ink) 100%);
  border-radius: var(--radius-lg); padding: 60px; text-align: center; color: #fff;
  box-shadow: var(--shadow-lg);
}
.cta-band h2 { color: #fff; }
.cta-band p { color: #c9dee0; max-width: 560px; margin: 0 auto 28px; font-size: 1.1rem;}

/* ---------- Disclaimer ---------- */
.disclaimer {
  background: var(--bg-soft); border: 1px solid var(--line); border-left: 4px solid var(--brand);
  border-radius: var(--radius-sm); padding: 18px 22px; color: var(--muted); font-size: .9rem;
}

/* ---------- Forms ---------- */
.form-card { background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:34px; box-shadow:var(--shadow);}
.field { margin-bottom: 18px; }
.field label { display:block; font-weight:600; color:var(--ink); margin-bottom:7px; font-size:.95rem;}
.field input, .field select, .field textarea {
  width:100%; padding:13px 15px; border:1px solid var(--line); border-radius:11px;
  font-family:inherit; font-size:1rem; color:var(--ink); background:#fff; transition: border .15s, box-shadow .15s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline:none; border-color:var(--accent); box-shadow:0 0 0 4px rgba(63,158,116,.16);
}
.field-row { display:grid; grid-template-columns:1fr 1fr; gap:16px; }

/* ---------- Legal / prose pages ---------- */
.page-hero { background: var(--bg-soft); border-bottom:1px solid var(--line); padding: 60px 0; }
.prose { max-width: 820px; margin: 0 auto; }
.prose h2 { font-size:1.5rem; margin-top: 40px; }
.prose h3 { margin-top: 26px; }
.prose ul { padding-left: 20px; color: var(--muted); }
.prose li { margin-bottom: 8px; }
.prose p { color: var(--muted); }
.prose .updated { color: var(--muted); font-size: .9rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink); color: #93a8b3; padding: 64px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,.1);}
.site-footer .brand { color: #fff; margin-bottom: 16px; }
.site-footer h4 { color: #fff; font-size: .82rem; letter-spacing: .12em; text-transform: uppercase; margin-bottom: 16px; }
.site-footer ul { list-style:none; padding:0; margin:0; }
.site-footer ul li { margin-bottom: 11px; }
.site-footer a { color: #93a8b3; font-size: .96rem; }
.site-footer a:hover { color: #fff; }
.footer-bottom { display:flex; justify-content:space-between; flex-wrap:wrap; gap:14px; padding-top:24px; font-size:.88rem; color:#6b8290;}
.footer-disclaimer { color:#6b8290; font-size:.85rem; max-width:560px; margin-top:14px; line-height:1.6;}
.cert { display:inline-flex; align-items:center; gap:8px; background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.12); padding:7px 13px; border-radius:10px; color:#cfe0e6; font-size:.82rem; font-weight:600; margin-top:16px;}

/* ---------- Modal ---------- */
.modal-overlay {
  position: fixed; inset: 0; background: rgba(11,18,32,.6); backdrop-filter: blur(4px);
  display: none; align-items: center; justify-content: center; z-index: 100; padding: 24px;
}
.modal-overlay.open { display: flex; }
.modal {
  background: #fff; border-radius: var(--radius-lg); max-width: 600px; width: 100%;
  max-height: 88vh; overflow-y: auto; box-shadow: var(--shadow-lg);
  animation: pop .22s ease;
}
@keyframes pop { from { transform: translateY(14px) scale(.98); opacity: 0; } to { transform: none; opacity: 1; } }
.modal-head { padding: 30px 32px 0; position: relative; }
.modal-head .ic { width:56px; height:56px; border-radius:15px; background:linear-gradient(135deg,var(--bg-mint),#fff); border:1px solid #d6efe9; display:grid; place-items:center; font-size:1.6rem; margin-bottom:16px;}
.modal-body { padding: 8px 32px 12px; }
.modal-body ul { list-style:none; padding:0; }
.modal-body ul li { position:relative; padding-left:30px; margin-bottom:12px; color:var(--slate);}
.modal-body ul li::before { content:"✓"; position:absolute; left:0; top:2px; color:var(--brand); font-weight:800; background:var(--bg-mint); width:20px; height:20px; border-radius:50%; font-size:.72rem; display:grid; place-items:center;}
.modal-body ul li b { color: var(--ink); }
.modal-foot { padding: 12px 32px 32px; }
.modal-close { position:absolute; top:18px; right:18px; width:38px; height:38px; border-radius:50%; border:1px solid var(--line); background:#fff; cursor:pointer; font-size:1.2rem; color:var(--muted); display:grid; place-items:center;}
.modal-close:hover { color:var(--ink); border-color:var(--muted); }

/* ---------- Announcement bar ---------- */
.announce {
  background: linear-gradient(90deg, var(--ink), var(--brand-700));
  color: #dff3ef; text-align: center; font-size: .9rem; font-weight: 600;
  padding: 9px 16px; letter-spacing: .01em;
}
.announce a { color: #fff; text-decoration: underline; text-underline-offset: 2px; }

/* ---------- Rotating headline word ---------- */
.rotator { display: inline-grid; }
.rotator span {
  grid-area: 1 / 1; opacity: 0; transform: translateY(12px);
  background: linear-gradient(135deg, var(--accent) 0%, var(--brand) 100%);
  -webkit-background-clip: text; background-clip: text; color: transparent;
  animation: rotateWord 9s infinite;
}
.rotator span:nth-child(1) { animation-delay: 0s; }
.rotator span:nth-child(2) { animation-delay: 3s; }
.rotator span:nth-child(3) { animation-delay: 6s; }
/* Graceful fallback: show only the first word if the animation isn't playing */
.rotator span:first-child { opacity: 1; }
@media (prefers-reduced-motion: reduce) {
  .rotator span { animation: none; }
  .rotator span:not(:first-child) { display: none; }
}
@keyframes rotateWord {
  0% { opacity: 0; transform: translateY(12px); }
  4%, 30% { opacity: 1; transform: translateY(0); }
  34%, 100% { opacity: 0; transform: translateY(-12px); }
}

/* ---------- Marquee benefits strip ---------- */
.marquee { overflow: hidden; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; padding: 16px 0; }
.marquee-track { display: flex; gap: 44px; width: max-content; animation: scrollX 32s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
.marquee-track span { color: var(--slate); font-weight: 600; white-space: nowrap; display: inline-flex; align-items: center; gap: 10px; }
.marquee-track span::before { content: "✦"; color: var(--accent); }
@keyframes scrollX { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ---------- App (PepPal) section ---------- */
.app-wrap { display: grid; grid-template-columns: .95fr 1.05fr; gap: 60px; align-items: center; }
.app-badges { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 24px; }
.store-badge {
  display: inline-flex; align-items: center; gap: 10px; background: var(--ink); color: #fff;
  padding: 11px 18px; border-radius: 12px; font-weight: 700; font-size: .92rem;
}
.store-badge:hover { color: #fff; background: var(--ink-2); }
.store-badge .big { font-size: 1.02rem; line-height: 1.1; }
.store-badge small { display: block; font-size: .68rem; opacity: .8; font-weight: 600; }
.phone {
  position: relative; width: 290px; height: 590px; margin: 0 auto;
  background: #13201b; border-radius: 44px; padding: 13px;
  box-shadow: var(--shadow-lg), 0 0 0 2px rgba(255,255,255,.06) inset;
}
.phone::before { content:""; position:absolute; top:18px; left:50%; transform:translateX(-50%); width:120px; height:26px; background:#13201b; border-radius:0 0 16px 16px; z-index:3;}
.phone-screen {
  width: 100%; height: 100%; border-radius: 33px; overflow: hidden; background: #fff;
  display: flex; flex-direction: column;
}
.ps-top { background: linear-gradient(150deg, var(--brand), var(--ink)); color: #fff; padding: 46px 22px 24px; }
.ps-top .pp-logo { font-weight: 800; font-size: 1.15rem; display:flex; align-items:center; gap:8px; }
.ps-top .pp-logo i { width:26px; height:26px; border-radius:8px; background:rgba(255,255,255,.2); display:grid; place-items:center; font-style:normal;}
.ps-top h4 { color:#fff; margin: 18px 0 4px; font-size:1.15rem;}
.ps-top p { color:#cfe9e4; font-size:.82rem; margin:0;}
.ps-body { padding: 18px; display: flex; flex-direction: column; gap: 12px; background: var(--bg-soft); flex: 1; }
.ps-card { background:#fff; border:1px solid var(--line); border-radius:14px; padding:14px; display:flex; align-items:center; gap:12px; }
.ps-card .ic2 { width:38px; height:38px; border-radius:10px; background:var(--bg-mint); display:grid; place-items:center; font-size:1.1rem; flex-shrink:0;}
.ps-card b { font-size:.82rem; color:var(--ink); display:block; }
.ps-card small { font-size:.72rem; color:var(--muted); }
.ps-card .pp-pill { margin-left:auto; font-size:.62rem; font-weight:700; padding:3px 8px; border-radius:999px; background:var(--bg-mint); color:var(--brand-700);}

/* ---------- Experts ---------- */
.expert { text-align:center; }
.expert .av-lg {
  width:88px; height:88px; border-radius:50%; margin:0 auto 16px;
  background: linear-gradient(135deg, var(--accent), var(--brand)); color:#fff;
  display:grid; place-items:center; font-weight:800; font-size:1.6rem;
  box-shadow: 0 10px 24px -10px rgba(20,97,73,.6);
}
.expert b { color:var(--ink); display:block; font-size:1.05rem;}
.expert .role { color:var(--brand); font-weight:600; font-size:.88rem; margin-bottom:8px;}
.expert p { color:var(--muted); font-size:.9rem; }

/* ---------- Trust badges row ---------- */
.badges { display:flex; flex-wrap:wrap; gap:14px; justify-content:center; }
.badge-chip {
  display:inline-flex; align-items:center; gap:9px; background:#fff; border:1px solid var(--line);
  border-radius:12px; padding:12px 18px; font-weight:600; color:var(--slate); box-shadow:var(--shadow-sm);
}
.badge-chip .bi { font-size:1.2rem; }

/* ---------- Safety / compliance callout ---------- */
.safety {
  background:#fff; border:1px solid var(--line); border-radius:var(--radius);
  padding:26px 30px; box-shadow:var(--shadow-sm);
}
.safety h4 { color:var(--ink); margin-bottom:10px; display:flex; align-items:center; gap:10px;}
.safety p { color:var(--muted); font-size:.92rem; margin-bottom:10px;}
.safety p:last-child { margin-bottom:0; }

/* ---------- Hero visual (photo + floating card) ---------- */
.hero-visual { position: relative; }
.hero-photo { width: 100%; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); object-fit: cover; aspect-ratio: 3 / 2; }
.hero-card--float { position: absolute; left: -20px; bottom: -30px; width: 286px; padding: 18px 20px; }
.hero-card--float .hc-top { padding-bottom: 12px; margin-bottom: 10px; }
.hero-card--float .hc-row { padding: 8px 0; }
.hero-card--float .hc-icon { width: 38px; height: 38px; }

/* ---------- Programs grid ---------- */
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.prog-card { background:#fff; border:1px solid var(--line); border-radius: var(--radius); overflow:hidden; display:flex; flex-direction:column; transition: transform .18s ease, box-shadow .2s ease, border-color .2s; }
.prog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #d8cdb4; }
.prog-img { aspect-ratio: 3 / 2; overflow: hidden; background: var(--bg-soft); }
.prog-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .45s ease; }
.prog-card:hover .prog-img img { transform: scale(1.05); }
.prog-body { padding: 20px 22px 24px; }
.prog-body h3 { margin-bottom: 8px; }
.prog-body p { color: var(--muted); font-size: .95rem; margin-bottom: 12px; }
.prog-link { font-weight: 700; color: var(--brand); font-size: .84rem; }

/* ---------- Photo avatars ---------- */
.who .av { overflow: hidden; }
.who .av img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }

/* ---------- Revenue calculator ---------- */
.calc {
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 0;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  overflow: hidden; box-shadow: var(--shadow); max-width: 960px; margin: 0 auto;
}
.calc-inputs { padding: 38px 40px; }
.calc-field { margin-bottom: 30px; }
.calc-field:last-child { margin-bottom: 6px; }
.calc-field label { display: flex; justify-content: space-between; align-items: baseline; font-weight: 600; color: var(--slate); margin-bottom: 12px; font-size: .98rem; }
.calc-field label b { color: var(--brand); font-size: 1.15rem; font-weight: 800; }
.calc-field input[type="range"] {
  -webkit-appearance: none; appearance: none; width: 100%; height: 8px;
  border-radius: 999px; background: var(--bg-mint); outline: none; cursor: pointer;
}
.calc-field input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none; width: 24px; height: 24px; border-radius: 50%;
  background: linear-gradient(135deg, var(--accent), var(--brand)); border: 3px solid #fff;
  box-shadow: 0 3px 10px -2px rgba(20,97,73,.6); cursor: pointer;
}
.calc-field input[type="range"]::-moz-range-thumb {
  width: 24px; height: 24px; border-radius: 50%; border: 3px solid #fff;
  background: var(--brand); box-shadow: 0 3px 10px -2px rgba(20,97,73,.6); cursor: pointer;
}
.calc-result {
  background: linear-gradient(160deg, #1f6149, #14302a); color: #fff;
  padding: 40px 36px; display: flex; flex-direction: column; justify-content: center; text-align: center;
}
.calc-label { color: #bfe0d3; font-size: .92rem; font-weight: 600; }
.calc-big { font-size: clamp(2.4rem, 5vw, 3.2rem); font-weight: 800; letter-spacing: -.02em; margin: 8px 0 6px; color: #fff; }
.calc-sub { color: #cfe9e0; font-size: .98rem; }
.calc-sub b { color: #fff; }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-card { max-width: 460px; }
  .hero-card--float { position: static; width: 100%; max-width: 460px; margin-top: 16px; }
  .grid-3, .grid-4, .steps { grid-template-columns: repeat(2, 1fr); }
  .calc { grid-template-columns: 1fr; max-width: 520px; }
  .split { grid-template-columns: 1fr; gap: 36px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats { grid-template-columns: repeat(2, 1fr); gap: 28px; }
}
@media (max-width: 720px) {
  .section { padding: 64px 0; }
  .nav-links, .nav-phone { display: none; }
  .nav-toggle { display: block; }
  .nav-links.open {
    display: flex; flex-direction: column; position: absolute; top: 74px; left: 0; right: 0;
    background: #fff; border-bottom: 1px solid var(--line); padding: 18px 24px; gap: 16px;
    box-shadow: var(--shadow);
  }
  .grid-3, .grid-2, .steps, .field-row { grid-template-columns: 1fr; }
  .cta-band { padding: 40px 24px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .hero-cta .btn { flex: 1; justify-content: center; }
}
@media (max-width: 560px) {
  .grid-4 { grid-template-columns: 1fr; }
}
@media (max-width: 460px) {
  .footer-grid { grid-template-columns: 1fr; }
}